Real Estate/Consumer Loan Officer
Provide information on credit union products/services to members in accordance with credit union policies/procedures along with State and Federal rules/regulations. Responsible for interviewing applicants for real estate loans and processing applications. Gather background information and analyze loan applicants’ credit history. Approve/deny loan applications based on analysis of each applicant’s credit worthiness. Operate under substantial credit authority. Must support the Credit Union’s mission to provide and educate individuals and families of our community practical financial products and services. Establish and monitor control procedures for first-mortgage loan portfolio. Prepare mortgage loan application and document packet for closing. Maintain accurate records of insurance and taxes on real-estate loans. Communicate with CEO or other designated individuals or committees to develop strategies for loans that will be kept by credit union or sold to the secondary vendors.